Associate Director, Transaction Monitoring

Job description

About Airwallex Airwallex is the AI-native financial operating system for a real-time, intelligent economy. More than 675,000 businesses, including McLaren Racing, Qantas, SHEIN, and TikTok, use us, directly or through our platform partners, to run their financial operations or build and monetize financial products of their own. We started in Melbourne in 2015 to build the infrastructure global commerce runs on. We're the regulated backbone behind global payments: not by accident, but by design. A decade plus, 85+ licenses, and a financial infrastructure spanning North America, Europe, the Middle East, and Asia-Pacific. We're co-headquartered in San Francisco and Singapore, with more than 2,700 people across 27 offices. We hire builders with founder-level energy, people who move fast with good judgment, dig in with real curiosity, and make calls from first principles rather than waiting to be told what to do. Read our operating principles to see it in full. How you'll make impact Airwallex is strengthening its global second-line Transaction Monitoring capability across products, payment rails and jurisdictions. You'll set the governance, challenge and modernisation agenda for a high-volume, global financial crime environment. Own Airwallex’s global second-line Transaction Monitoring strategy, governance framework and policy standards across products, payment rails, customer base and jurisdictions. Drive independent 2LOD challenge and oversight of 1LOD Transaction Monitoring teams, raising investigative rigour, alert disposition quality and consistency in suspicious activity detection. Oversee second line regional SAR/STR/SMR reporting teams in performance of L3 review and preparation of suspicious activity reports according to relevant requirements, in coordination with regional and local MLROs. Oversee the second line global Financial Intelligence Unit in performance of complex investigations, including cross-regional reviews, internal and external referrals, intelligence scanning and emerging risk typology development. Collaborate with the FCC Global Models lead on performance of appropriate governance of the global Transaction Monitoring rule lifecycle, covering typology identification, scenario logic, segmentation, threshold tuning, and above- and below-the-line testing across cross-border payments and multi-currency accounts. Lead the evolution from th…