Principal Software Architect, Finance Technology Platform

Job description

We are seeking a Software Architect to define and lead the technical vision for Apple's next-generation Finance Technology Platform. This is a platform-defining technical authority role, responsible for designing and building a multi-tenant, AI-native platform that powers financial transaction processing end-to-end - from business event ingestion through validation, enrichment, approval, position tracking, settlement, and reconciliation. This is not a management role. It is a first-principles engineering leadership role: you will architect the platform, set the standards other teams build against, and personally shape the agentic Finance AI foundations that make this platform fundamentally different from the transaction-recording systems that came before it. Description Finance systems have historically been transaction recorders. We intend to build a platform that reasons. As Principal Software Architect, you will architect a platform where AI agents perform the majority of financial processing work end-to-end - interpreting business intent, validating and enriching transactions, routing approvals, matching and adjudicating documents, resolving exceptions, corresponding with counterparties, and preparing settlement - with humans in the loop by policy, not by default. You will design the platform as a multi-tenant substrate: a shared canonical data model, orchestration engine, sub-ledger, accounting determination service, data layer, and reconciliation engine that multiple engineering teams build their own finance applications on top of, configuring behavior rather than rebuilding shared capability. Domain teams should onboard a new financial flow in weeks through configuration - not months through development. You will influence architecture before code is written, own the standards that govern financial correctness and auditability, and be the senior technical voice partnering with Finance, Controllership, Tax, and Internal Audit leadership. Responsibilities: Define and govern the end-to-end architecture for the Finance Technology Platform - transaction ingestion, validation, enrichment, matching, approval, position tracking, accounting determination, settlement, and reconciliation - at enterprise scale. Architect the platform as a multi-tenant, multi-entity foundation that hosts applications built by multiple engineering teams: tenant isolation, shared-c…