Reconciliation Specialist

Job description

LemFi (Series B) is building the go-to financial app for the Global South. Moving to a new country shouldn’t mean starting from zero. That's why our team of 400+ spanning 20+ countries is building a financial ecosystem that helps immigrants stay connected to home, build stability, and create wealth regardless of where they are from or where they live. What began as fast, affordable remittances is now evolving into a complete platform for multi-currency accounts, payments, credit, and long-term financial growth. With millions of users across the globe, we process over $1B in monthly transactions to 30+ countries, proving that borders shouldn't limit financial opportunity. About the role You'll own reconciliation across LemFi's financial records, from the general ledger through to bank accounts and partner settlements. This is hybrid remote/office work, and the team operates on a rotating weekend schedule, covering either a Saturday or Sunday approximately once per month. You'll need 3+ years of hands-on reconciliation experience and a comprehensive understanding of how payment and settlement transaction chains work globally. This role demands accuracy, problem-solving under pressure, and the ability to work cross-functionally with Finance, Accounting, Engineering, and partners to keep our financial operations tight and compliant. What you'll build and own Reconcile transactions across the general ledger and sub-ledgers. Ensure accuracy and completeness of financial records, including complex transactions. Reconcile bank accounts and credit card transactions end to end. Identify and resolve discrepancies: double charges, incorrect amounts, failed bookings, outstanding transactions. Follow up continuously and provide updates to management. Lead investigation and recovery of unsettled transactions with partners and banks. Monitor disputed transactions for possible fraudulent activity and report findings. Prepare daily, month-end and year-end reports. Prepare monthly bank reconciliation reports with accurate breakdowns for the Finance Department. Present findings to management, highlighting discrepancies and providing insights. Work closely with Customer Services, Engineering, and Product teams to resolve customer disputes and requests within SLA. Support new product development and process improvements. Maintain relationships with banking and payments partners.…